ISO PushPin™

See a Difference in Your Underwriting Process

ISO PushPin™ is a database containing specific and detailed information on key building features for more than 75 million residential properties. The database represents more than 75 percent of homes with four or fewer units in the United States. Integrated into 360Value™, ISO PushPin automatically pre-fills up to 17 fields for a specific address when data is available.

What can ISO PushPin do for you?

• Instant replacement cost estimates
  Because you never know when a new business quote will turn into a new policy for your company, a highly streamlined quoting process is a valuable asset. The replacement cost estimate is an important factor in the quoting process. Using the ISO PushPin database in conjunction with 360Value can quickly provide you with reliable replacement cost estimates for a quote.
  
  When you enter an address into 360Value, in many cases, the ISO PushPin database can pre-fill sufficient information needed to make a basic replacement cost estimate. This includes the year built and total living area, but in many cases, ISO PushPin can provide other property characteristics as well.
  
  When available for a specific property, the ISO PushPin database will give you the property information needed to make quick, actionable decisions to facilitate an efficient quoting process.
• Determine if an inspection is needed
  If your company sets a threshold of replacement value to order an inspection, 360Value and the ISO PushPin database can help you quickly make that determination.
  
  If an inspection is necessary, you can rely on your professional inspectors to capture and enter a wealth of property information into 360Value for a refined replacement cost estimate.
• Streamline property data capture by verifying, not collecting data
  The ISO PushPin database can save you and your agents valuable time in the property data capture process. ISO PushPin can return up to 17 address-specific property characteristics into 360Value, enabling you to simply confirm information already gathered by ISO PushPin, rather than collecting this data from scratch. This will allow your agents or CSRs to spend more time capturing the finer details of the property, rather than just the basics.
• Analyze your portfolio for insurance-to-value
  If you are concerned about the insurance-to-value of your portfolio, the ISO PushPin database can help you determine the extent of underinsurance in the portfolio, if any. By running the addresses in your portfolio through ISO PushPin, in many cases, we'll be able to capture the data needed to analyze the properties in 360Value. The results will identify exactly which properties are underinsured and indicate by how much.
  
  You can use this highly valuable information to bring your Coverage A limits back in line with actual replacement costs. You can work with your agents or go directly to the homeowner to make the change. To learn how this process worked for one insurer, read the Merchants case study (PDF).

For more information about how the ISO PushPin database can help streamline your underwriting workflow and increase your company profitability, read the PushPin Q&A.