Underwriting Data in a Single Interface

• California Brush Fire Service - tells you whether a risk address is in a designated California brushfire zone. The service provides the name of the hazardous brush area and the identifier code. That information lets you quickly and easily determine your brushfire exposure and eligibility for California FAIR Plan credits.
• FireLine™ - provides a hazard rating score for the actual risk location and a surrounding area rating score. You can use those ratings to determine wildfire exposures in surrounding areas and allocate loss-mitigation resources. You can also use FireLine to help you develop overall wildfire hazard ratings for your entire book of business.
• Premium Tax Service - helps you quickly and accurately determine local premium taxes. You get information including the appropriate tax code, the name of the tax territory, codes for properties subject to multiple taxes, the lines of business subject to premium tax, the tax rate by line of business, the type of tax, and the tax revision date.
• Building Code Effectiveness Grading Schedule - provides classifications for communities based on information on each community's building-code adoption and enforcement practices. You can use the information to help you predict how well a structure will fare in a hurricane, earthquake, or other disaster.
• California Department of Insurance Earthquake Zone Service - provides the earthquake zone and subzone, as determined by the California Department of Insurance, for every address in the state.

These services provide the most accurate property and hazard information related to a risk address. By combining the risk-specific information of these services with 360Value replacement-cost estimates, you get a much richer picture upon which to base your underwriting decisions.